If you are looking to set up the financing to a successful business or expand an existing one must accept that if you want the bank to say yes to your great business idea, spend the time preparing for the interview.
Talk to the manager the only way to really sell yourself and your idea. It is rare to have a second chance with the same manager or the bank. So do not be denied the opportunity.
However, many people have a problem, to appear in front of strangers!
So let us consider why the people selling the idea to find yourself and your company a difficult task.
Lack of trust </ b>
Some people do not feel comfortable speaking in a public situation. You can not communicate on a one-to-one talk as openly, but it is. Outside of our own “self-talk” (conversation you have in your mind about yourself) and within the home, all calls are essentially public speeches.
The lack of preparation </ b>
If you have not prepared properly, then this is a stressful situation to show. The lack of preparation not knowing the ins-and-outs of their business idea or business plan and anticipate the type of questions asked during the interview. It is like giving an exam, knowing at the bottom that have not been put in the effort – you remember that feeling?
Poor Communication Skills </ b>
Some people do not feel able to communicate their ideas clearly and coherently, your thoughts and not mixed in any order, words and explanations of terms of a mess. As the episode opens your body language and voice for the concerns reflect what further mental anguish. And so the cycle continues down!
poor self-image </ b>
Some employers do not see the interview as a meeting of equals in which both parties want a successful outcome. You see the administrator as a sort of monster, someone who gives half a chance, consumed and discarded, only for their own bad taste! This enduring image remains with them until the beginning of the interview, which is dominated their thoughts and the whole process a complete disaster!
<b> lack of concentration and planning </ b>
On the day of the interview, some try a thousand things, before they make on the West Bank. What? You are stressed out because something does not go according to plan – the man coming to fix the device was not displayed until one hour after the agreed time, they state that the car needs fuel on the road and all this has helped Forgot contributed 10 minutes driving time, a friend is at home and not have the courage to tell him to go as an hour later, she’s still there!
On reaching the bank, your heart beats faster than a marathon runner and his mind is completely empty! You do not see the day that is a job to see that, the bank manager, and so the day was not planned properly.
All these unwanted detours and delusions can stop thinking about mentally preparing for the important task before us.
Do any of these situations sound familiar? What can you do to put you in a better mood?
Here are three suggestions for my 9-by-step plan to prepare for the interview
<b> has faith in the future success </ b>
Before anyone can believe in you, you have to believe in themselves. It is absolutely necessary, to prevent any doubt in your mind that you to be successful in creating your business or existing business moving forward. This is not what you think it is now, but what do you think you may be in the future. You may have something in the way of money or property, but now we think that in the future, you are all these things (if this is how he defined his idea of success) have.
You have to be 100% sure to make it one of the few people who have a success of his life. You have to show an “I-will-get-to-the-top” attitude. If you do not think you can climb to the summit of the mountain, then it certainly is not! People, and that includes your bank manager to follow the person who says what he believes.
<b> you know your business plan inside out </ b>
If you have properly organized, have the administrator time to your business plan before the interview. After reviewing your plan probably a list of questions to areas that are not safe is to clarify, or just ask questions that will give a better understanding of certain parts of the business.
To answer these questions with confidence and competence to get to know your plan inside and out. In view of time constraints, people these days, it is possible that the administrator can be skimmed off only by his plans have (what! After all the work? After all those hours? Yes, it is a fact that the life I’m scared!) . The answers to your questions, of course, actually be included in the plan. If this happens, do not panic or respond with an “attitude”. Use this as an opportunity to demonstrate, to your knowledge of your plan. Think you’ll see how professional and organized you when you go to page 10 to say, and you will find the answer to your question! If nothing else, they make you humble!
Know your media plan for at least the interview is not to contradict what it contains. You must be consistent. If you say something that contradicts with what you said on paper, what do you think will happen in the minds of managers? “Does this person know what you are doing? Course, you have no clear direction or focus of the business, if they change their mind.”
Do you show your plan that you carefully organized and coherent, like the kind of person, a banker!
<b> step into the shoes of the manager </ b>
An effective way to prepare for the interview, is that you can imagine how the administrator. Imagine yourself and just know his plan for the first time and pretended that nothing about you or your company. What would you ask? What do you want? What is probably an “outsider” to confuse your business? What questions would you ask for a better understanding? What would you ask difficult questions?
You must log in your mind so that you researched the answers well and good, likely to put questions to prepare. All this is back in its presentation more professional and shows that you know your business and deserve support. You do not give that impression, if you do not spend time thinking about possible questions you ask and maybe you prepare answers in advance.
Popular questions bankers are “What if ……” the:
• “What if your supplier fails?”
• “What if the price of raw materials rises by 10%?”
• “What if you lose your number one customer?”
• “What if one of its critical employees leave?”
Set some time aside for the interview, prepare to think like a banker. What would you like to know if you were in your chair? The list of questions can be endless and there is no way I can get to them all, but at least you’ll be prepared for most of them.
These are just three steps you can take to prepare for your interview.
If you do more than their own business, you have much to learn, not only what to do, but all the little details of running your own company. No one can make the right decisions, how to count. The following tips may be more useful for all small businesses thrive and more instead of bankruptcy (a sad ending for 80% of small businesses).